Terms of use

1. Introduction

The term ‘MeritKapital’, ‘the Company’, ‘us’ or ‘we’ refers to the owner of the Website, MeritKapital UK Limited, whose registered office is Wework 1 Fore Street Avenue, Office 4028, London, England, EC2Y 9DT. Our company registration number at the Company House is 09779913. The term ‘user’ or ‘viewer’ refers to the user or viewers of our Website.

These Terms of Use govern all viewers use of https://www.meritkapital.co.uk/ (the ‘Website’). Please read these Terms of Use carefully before using the Website operated by MeritKapital by using the Website, users accept these Terms of Use and agree to abide by them. If users do not agree to these terms of use, users must please refrain from using MeritKapital’s site.

2. Accessing our Website

Access to MeritKapital’s Website is permitted on a temporary basis, and the Company reserve the right to withdraw or amend the service it provides on its site without notice (see below). MeritKapital will not be liable if, for any reason, its Website is unavailable at any time or for any period.

From time to time, MeritKapital may restrict access to some parts of its Website, or the entire Website, to users who have registered with the Company.

If users choose, or are provided with, a user identification code, password or any other piece of information as part of MeritKapital’s security procedures, viewers must treat such information as confidential, and must not disclose it to any third party. MeritKapital have the right to disable any user identification code or password, whether chosen by the users or allocated by the Company, at any time, if it decides that a user has failed to comply with any of the provisions of these terms of use.

Users are responsible for making all arrangements necessary to have access to MeritKapital’s Website. MeritKapital is also responsible for ensuring that all persons who access the Website through their own internet connection have access to this policy and it is users responsivity to comply with it.

3. Content

The information published on the Website is provided for the convenience of its visitors and users are advised that, although care has been taken to ensure technical and factual accuracy, some errors may occur. No guarantee is given as to the accuracy or completeness of information on these pages.

Please be aware that MeritKapital may alter the information on the Website from time to time, including these Terms of Use and the privacy notice. It is the user’s responsibility to check these Terms of Use from time to time and to remain in compliance with them.

4. Limitation of Liability

The material displayed on the Website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, MeritKapital and third parties connected to the Company hereby expressly exclude:

  • all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity
  • any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the Website or in connection with the use, inability to use, or results of the use of the Website, any websites linked to it and any materials posted on it, including, without limitation any liability for:
  • loss of income or revenue,
  • loss of business,
  • loss of profits or contracts,
  • loss of anticipated savings,
  • loss of data,
  • loss of goodwill,
  • wasted management or office time, and
  • any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

This does not affect the liability for death or personal injury arising from MeritKapital’s negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

5. Information about you and your visits to our Website

MeritKapital process information about users in accordance with the Website Privacy Notice, which is available at https://www.meritkapital.co.uk/legals/ By using the Website, MeritKapital’s consent to such processing, and users warrant that all data provided is accurate.

6. Viruses

Users must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. Users must not attempt to gain unauthorised access to the Website, the server on which the Website is stored, or any server, computer or database connected to the Website. Users must not attack the Website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, users would commit a criminal offence under the Computer Misuse Act 1990. MeritKapital will report any such breach to the relevant law enforcement authorities and it will co-operate with those authorities by disclosing user’s identity to them.

In the event of such a breach, users’ right to use the Website will cease immediately. MeritKapital uses reasonable endeavours to prevent contamination by known viruses and to maintain the security of the Website but MeritKapital does not warrant the information on the Website in any way, and in particular no warranty is given that the Website or its contents or hypertext links to other sites are accurate, complete, virus free or uncontaminated, nor can it guarantee that the Website may not be affected by deliberate damage by hackers, failure of plant, machinery, equipment or computers, power failure, failure of telecommunications lines or any criminal action.
Users are advised to make their virus checks and to implement their own precautions in this respect. MeritKapital excludes all liability for contamination or damage caused by any virus or electronic transmission.

7. Hyperlinks

The incorporation of any links to other websites is for user’s convenience and reference only and does not imply that MeritKapital approves or endorses the contents of that website or the material available from it; MeritKapital does not control and is not responsible for the content of any such websites in terms of their accuracy, suitability, legality or otherwise and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

8. Law and Jurisdiction

Viewer’s use of the Website is governed by the laws of England. Users hereby consent to the non-exclusive jurisdiction of the English courts in all disputes arising out of or relating to the use of the Website.

9. Intellectual Property Rights

The contents of these pages are Copyright © 2019 MeritKapital

MeritKapital is the owner or the licensee of all intellectual property rights in the Website, and in the images and other material published on it (the ‘Content’). The Content is protected by copyright laws and treaties around the world. All such rights are reserved.

Users may print off one copy and may download extracts of any page(s) from the Website for their personal reference and may draw the attention of others within the organisation to material posted on the Website.

Users must not modify the paper or digital copies of any materials have printed off or downloaded in any way, and must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) such as the authors of content on the website must always be acknowledged.

Users must not use any part of the materials on the Website for commercial purposes without obtaining a licence to do so from MeritKapital or its licensors.


If you have any concerns about material which appears on our Website, please contact compliance@meritkapital.co.uk

Thank you for visiting our Website.